My Safe Florida Home Program

The program, funded by the Fla. Legislature, offers free wind-mitigation home inspections and up to $10,000 in storm mitigation grants for some Fla. homeowners.

The Florida Department of Financial Services (DFS) announced the launch of the My Safe Florida Home (MSFH) program. It’s now accepting applications for a free wind-mitigation home inspection and, if approved, up to $10,000 in storm mitigation grants for qualified Florida homeowners.

The Free home inspection will identify storm mitigation measures, and grants you may qaulify for to retrofit homes and harden properties against storm damage. Mitigation may also help individual homeowners decrease the cost of their residential property insurance.

• Wind mitigation home inspections. All eligible owners of site-built, single-family, residential homes may apply for a wind-mitigation home inspection. The inspection will identify the elements of a home that could be improved to mitigate against future wind damage. All inspections are provided free of charge by the State of Florida. Applications will be reviewed and approved in the order received until current funding is exhausted. (DFS anticipates completing between 140,000 and 145,000 initial home inspections.)
• Wind Mitigation Grant awards for home construction. Homeowners who received a wind mitigation inspection may be eligible to apply for matching grant funds to make improvements to their home. (DFS anticipates awarding between 11,000 and 12,000 grants based on current funding.)
  
  DFS will provide a matching grant up to $10,000 toward the actual cost of qualifying home hurricane mitigation projects – $2 in grant funds for every $1 the homeowner provides. To receive the maximum grant of $10,000, homeowners must provide $5,000 of their own funds toward the project. 

Visit My Safe Florida Home for qualifications and more information.